Roger Rietsema
Allison James Estates and Homes



Featured Neighborhoods (click the subdivision name for current listings)

Search by Price range Panama City Beach, Lynn Haven, Panama City, Callaway, Inlet Beach

0-100k     100-150k     150-200k     200-250k     250-300k     300-400k     400-600k     

600-1M     1M and up


Featured Condominiums (click on the building name for current listings)

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 The seller Pays the commission, so my services are free to buyers.

I can assist you in purchasing any of these properties. 

Give me a call today! (850)596-5844


Buying a Home 

Buying a home is an exciting time, but the home buying process can also be complex. Many factors affect how long the purchasing process actually takes, but there are a few steps that are universal in most home purchases:

  • Decide if you’re ready: determine your financial readiness and become a good mortgage candidate.
  • Get a pre-approval letter and set your budget: a preapproval letter tells sellers that a lender believes you qualify for a specific mortgage, thus speaking to your buying power.
  • Decide on a property: A real estate professional can help you narrow down potential properties after you determine your budget and what you really want in a home.
  • Make an offer: Your budget isn’t just about price; you can also negotiate necessary repairs, which party pays for closing costs and other items.

You made an offer on a home and the seller has accepted. There are still some steps to complete before you can close the transaction and move in.

  • Sign a purchase agreement: Also called a sales contract, this document outlines the details of the sale and is held by your attorney or escrow officer until the transaction closes.
  • Inspect the home: You may wish to schedule a buyer’s home inspection, wherein you can get a professional opinion of the condition of the home.
  • Check repairs and prepare to close: A final walk-through of the home will help you make sure that agreed-upon repairs were made and other items in the purchase agreement were fulfilled.
  • Close the transaction: At closing, your lender may require you to purchase homeowners insurance. This is also when you can purchase an owner’s policy of title insurance, which will help protect you from past issues that could affect your ownership rights.